Agreement between user and MinatPay

Welcome to MinatPay. By accessing or using our platform, you agree to the following Terms and Conditions. Please read them carefully. If you do not agree, you may not use our services.

1. Acceptance of Terms

By registering, accessing, or using MinatPay, you confirm that you are at least 18 years old and legally capable of entering into agreements. You agree to comply with these Terms and all applicable laws and regulations.

2. Services Provided

MinatPay provides digital payment services, including the purchase of internet data bundles, VTU Airtime, and the payment of electricity bills and TV subscriptions. The availability of services may vary and is subject to change without notice.

3. Account Registration

• Users must provide accurate, current, and complete information during account registration.
• You are responsible for maintaining the confidentiality of your account login credentials.
• Any activity conducted under your account is your sole responsibility.

4. Zero Fraud Tolerance

MinatPay enforces a zero fraud tolerance policy. Fraudulent activities, including the use of stolen payment methods, false information, or any attempt to exploit our platform, are strictly prohibited. We reserve the right to:

• Immediately suspend or terminate accounts suspected of fraud.
• Report fraudulent activities to relevant authorities for investigation and prosecution.
• Recover funds or losses incurred due to fraudulent actions.

By using our platform, you agree to comply with this policy and understand that violations will result in strict consequences.

5. Payment and Refund Policy

• All payments made on MinatPay are final and non-refundable, except where explicitly stated otherwise.
• If a transaction fails and funds are debited from your account without service delivery, contact our support team for resolution.

6. Prohibited Uses

You may not use MinatPay for any illegal or unauthorized purpose, including but not limited to:

• Committing fraud or engaging in deceptive practices.
• Interfering with the operation of the platform.
• Using the platform in violation of any applicable laws or regulations.

7. Limitation of Liability

MinatPay is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our platform. This includes but is not limited to service interruptions, data loss, or unauthorized access to your account.

8. Intellectual Property

All content, trademarks, and materials on MinatPay are the intellectual property of SMD TECHNOLOGIES LIMITED. You may not reproduce, distribute, or use any content without prior written consent.

9. Changes to Terms

MinatPay reserves the right to modify these Terms and Conditions at any time. Changes will be communicated on this page, and continued use of the platform constitutes your acceptance of the revised Terms.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: support@minatpay.com

Phone: +2349138796779

By using MinatPay, you agree to these Terms and Conditions. Thank you for choosing our platform.